1. Expiry Dates and Restrictions
   Texas law aligns closely with federal regulation—the CARD Act—which mandates that gift card balances can’t expire within five years from the activation date. However, inactivity fees, restrictions on reloading, or limited use may still apply.

Learn more about fees and rates at Innixx.org’s US gift card exchange guide.

2. Fees
   Texas law prohibits hidden fees on unused gift cards, especially those issued by retailers. Prepaid debit cards and promotional cards may still charge maintenance or replacement fees. Always review the terms before buying.
3. Lost or Stolen Cards
   Sellers must provide replacement options if you keep your purchase receipt and register the card. Most Texas retailers and platforms—including Innixx.org—help recover value, but check their policy details for digital and physical cards.
4. Using Gift Cards for Payments
   Texas government agencies, tax offices, courts, etc., NEVER request payment via gift card. If someone asks for gift card payment for any official transaction, it’s a scam.

Find fraud warning signs in Innixx.org’s safety resource .

5. Consumer Refunds and Returns
   Retailers in Texas are required to issue cash refunds for gift cards with small remaining balances (usually $2–$5, depending on the store policy), but not all types of cards apply. If you feel you’ve been wrongly denied a refund, contact the Texas Attorney General.
6. Sales Tax and Resale Regulation
   Selling gift cards as a business in Texas requires compliance with state tax and consumer protection laws. You must register the transaction, collect information, and issue receipts for the buyer’s records.

For businesses exploring resale, see Innixx.org’s partner guide